Kootasca Community Action in Grand Rapids, Minnesota Koochiching Community Action in Northern Minnesota  
Kootasca County Community Services

   (218) 999-0800



Crisis Housing
Deferred Loan Program
Energy Assistance Program
Weatherization Program
Small Cities Development
Homebuyer Program






KOOTASCA Housing Programs

KOOTASCA Crisis Housing
Transitional housing projects are supportive housing for homeless families. Shelter projects are short-term supportive housing for homeless individuals or families. Family Homeless Prevention (FHPAP) project is to prevent homelessness for families and individuals in both Itasca and Koochiching Counties.
Itasca County:
Email Gail Beckman or call 1-877-687-1163, (218) 999-0833
Email Robert Foster or call 1-877-687-1163, (218) 999-0832
Koochiching County:
Email Paula Valentine or call 1-800-559-9491 ext. 106 , (218) 283-5225

Minnesota Housing and Finance Agency (MHFA)
Deferred Loan Program - The MHFA loan currently available is a No Interest, No Payment loan. Homeowners may receive any amount up to $27,000 to make permanent repairs to their home. The amount of the loan becomes due upon sale or transfer of the home. Homeowners that occupy the home for at least 15 years from the date of the loan closing will not be required to remit repayment.
Email Jessica Beaulieu or call 1-877-687-1163 or (218) 999-0837 Fax 218-999-0844

Energy Assistance Program (EAP)
Minnesota Department of Commerce - The purpose of this program is to provide assistance for low-income households with their home energy needs. The program begins October 1st and ends May 31st.
During business hours call 1-877-687-1163 or 999-0824 Fax 218-999-0845, nights and weekends call 1-888-249-8879 :Email Energy Assistance Information

Weatherization Assistance Program (WAP)
Minnesota Department of Commerce - The Weatherization Assistance Program (WAP) uses energy conservation techniques to reduce the cost of home energy by an estimated percent. Correcting health and safety hazards and potentially life-threatening conditions is the first consideration in WAP activities
Email Dale Jokinen or call 1-877-687-1163 or (218) 999-0826 Fax 218-999-0197

Small Cities Development Program (SCDP)
Department of Employment and Economic Development - Low to moderate income homeowners in targeted communities can apply for funding to make permanent repairs to their homes. Based on their income the funds can be either a 10 year deferred loan or a 10 year, 5% revolving loan or a combination of both. There is no interest on the deferred loans and if the homeowner lives in the home for the ten year term the loan does not have to be paid back. The deferred and revolving loans are due in full if the property is sold or transferred within that 10 year period.
Contact: Email Jessica Beaulieu or call 1-877-687-1163 or (218) 999-0837 Fax 218-999-0844

Education - Home Stretch Workshops; Budgeting/Credit - Loan Programs, Real Estate, Inspections and Insurances; Counseling – One-on-one, identify and clear up barriers, determine affordability and learn available resources; Financial Assistance – down payment and closing cost assistance for first time homebuyers.
Itasca County and Koochiching County Email Sandy O’Fallon or call 1-877-687-1163 or (218) 999-0828 Fax 218-999-0197

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